A home purchase may be your largest financial transaction, so it’s important to make the right decisions. Finding the right home in the perfect neighborhood, and at a cost that is within your budget, is no small task. Your Charlotte Smith Real Estate Agent will guide you through the home buying process by determining your goals, leading you through your home search and maneuvering you through the transaction process seamlessly. With our assistance, the process of buying a home will be an efficient, pleasant, and rewarding experience.

Steps Before Selling

What can you afford?
Make sure you know how much you can comfortably afford. Know how your credit and the type of mortgage you choose can affect your monthly payments and overall cost of the loan. You may qualify for a higher amount than you actually want to pay.

Check your credit
Make sure your credit report information is accurate and up-to-date.

Get pre-approved
After determining what you can afford, contact your bank or mortgage company to get pre-approved for your loan.

Choose a Charlotte Smith Real Estate Agent
Once you select one of our Agents, they will work with you to compile a list of the features you are looking for in a home.  We will locate properties in your desired location for your preview. Once you find that perfect house, we will negotiate a fair offer.

Our knowledge of the home buying process, negotiating skills, and familiarity with the area you want to live in is extremely valuable and provides you with the peace-of-mind that all details are being handled in a professional and efficient manner.

Below is a helpful brochure in pdf format:

About Us

Based in Jackson, MS, Charlotte Smith Real Estate provides services to both listing and buyer clients whether looking to relocate locally or worldwide. We utilize the latest marketing techniques to produce the very best results for your needs. Founded in 1978 by Charlotte Smith, we are one of the oldest residential real estate firms in the Jackson metro area. We have a strong understanding of the local real estate market, and combine the expertise of many seasoned agents with the cutting edge technology necessary in today’s market.

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